A LITTLE regular saving soon adds up to a tidy sum that is there when you need it and with Credit Unions regulated in a similar way to banks and building societies, your money is protected by the Financial Services Compensation Scheme.

Plough and Share loans are flexible, affordable and with no hidden charges, tailored to fit the requirements of the applicant.

They offer affordable interest rates; no early repayment charge; no front-loading of interest on loans and you can borrow up to £7,500.

If that sounds like common sense, that is exactly what it is!

If you are considering a doorstep or payday loan, give Plough and Share a call to compare the cost.

The Crediton Service Point is run by volunteers and open every Friday at Mid Devon District Council offices, in Market Street, from 1.30 to 3pm.

To find out more visit: www.ploughandshare.co.uk or telephone 01837 658123.