A MID Devon charity has raised £13,000 through the Aviva Community Fund to expand its debt and money advice services.

Churches Housing Action Team (CHAT), which has supported people across Mid Devon for over 30 years, secured the funds through the Aviva Foundation's match funding scheme, which doubled public donations.

The funding will allow CHAT to increase its advisor capacity and provide nearly 300 advice sessions for local people struggling with financial hardship.

Alison Padfield, CEO of CHAT, said: "We are incredibly grateful to more than 80 people who donated, and to the Aviva Foundation for matching those gifts. This funding will make a real difference to families across Mid Devon, enabling more people to access support before financial difficulties escalate into housing emergencies.

"Many of the people we support are working but struggling to keep up with rising costs. Often by the time they reach us arrears have built up, letters are unopened and they fear losing their home. Our early intervention is vital. This funding means we can reach more people sooner – before a difficult situation becomes a crisis.

"Our approach is not about judgement or quick fixes. We help people understand their options, make plans and regain control. The first change we often see is relief – someone has listened and the next steps are clearer. From there, progress begins."

A Debt Advisor at CHAT said: "Every week I sit with people who have been losing sleep over money worries. They often arrive expecting judgement but instead find someone ready to listen and help them work through the problem step by step.

"We review their finances, contact creditors on their behalf, check they're receiving the benefits they're entitled to and agree realistic repayment plans. For many people, just knowing there's a way forward transforms their situation. Debt becomes manageable, the threat of eviction lifts and confidence returns."

There is a growing need for CHAT's services in Mid Devon, as the pressures facing working households and renters show no sign of easing.

Many people the charity supports are dealing with several smaller debts rather than one large one – and because these feel manageable individually, they delay asking for help until the pressure becomes unmanageable.

By the time they reach CHAT, some are facing enforcement action, court proceedings or eviction. At this stage, options are limited and stress is high.

While this specific campaign has now closed, CHAT relies on donations and support from the public, churches, businesses and grant funders to maintain and expand its services.

Donations can be made directly via the CHAT website at chatmid.co.uk

Alison Padfield added: "Support from our community makes this work possible. It allows us to respond before situations escalate and ensure that no one in Mid Devon faces hardship alone. We exist to prevent homelessness and help people live with stability, dignity and hope."